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SV vidya sahay
 
Who can Borrow Loans to be given to Student / Candidate (if major) – along with parents / Guardian – the applicants. Schemes open to graduates & undergraduates to acquire skill in any educational discipline and/or vocation from any of the Govt. recognized College/Educational Institute of repute in India or abroad.
Purpose To acquire skills in any educational discipline.
Max .Finance available  Rs.10.00 lacs  For domestic course
Rs.20.00 lacs  For International course
Margin 10% to 25%
Repayment  Max 120 months (Moratorium Available)
Processing Fees     1% loan amount  Plus S.T. (minimum Rs.5,000/- +ST)
Legal & Documentation Charges On Actual Basis
Prerequisites
  1. A letter from the Head of the Institute admitting the student for the course with schedule of fees.
  2. Parents/Guardians having regular source of income to justify servicing monthly interest and installments.
  3. One Guarantor OR 50% of the loan amount in the form of Surrender Value of LIC Policy and/or face value of NSC KVP as Collateral Security in case the loan sought is upto Rs.5.00 lacs. Real Estate equivalent to the loan amount in case it exceeds   Rs.5.00 lacs

*Conditions Apply

 
 
 
 
Monthly Payment EMI:

Rs.
* Conditions Apply
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